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16 Best Effective Money Making Apps In 2023 To Try On
Did you know there are many simple money-making apps online right from your smartphone? Money-making apps may assist you in doing exactly that.
The typical smartphone user spends 4 hours and 30 minutes on their gadget every day why not earn some extra cash using money-making apps.
While you may spend this time surfing social media and news websites, you could instead use this time to make money via some straightforward money-making apps.
After doing considerable research, I selected and assessed the most significant money-making apps to generate quick cash this year.
These rankings encompass a variety of money making apps:
- iPhone applications that pay you to do basic activities.
- Money making apps that assist you in saving money.
- Applications for financial planning that automates investment and provide additional income.
- New applications that allow you to earn cashback on ordinary transactions.
Let’s get this party started.
What Are the Best Money Making Apps?
Here are my top recommendations for the best money making apps to utilize this year.
1. Survey Junkie
Survey Junkie is one of the top money making apps available. Survey Junkie allows you to make extra money with surveys by influencing businesses by giving your opinion.
It assists you in doing surveys depending on your profile and compensates you with virtual points. Your virtual points may then be redeemed for e-Gift Cards or transferred to PayPal.
Survey Junkie Advantages:
You may deposit funds straight into your bank account. You may also get cashouts through PayPal, Amazon gift cards, and other methods.
- Gift Cards of Various Businesses provides gift cards from various brands, including Amazon, Sephora, iTunes, Starbucks, Walmart, Target, and Groupon.
- Quick Estimate – You can see how long it will take to finish a survey and how many points you may earn.
- On a single dashboard, you can see all of the accessible surveys.
- The user interface is simple to use.
- The responses will be kept entirely confidential.
- You may register for and do surveys for free.
Begin with Survey Junkie.
For paid surveys and online gift cards, this is the best money making apps. Swagbucks allows you to earn money by buying online, surfing the internet, and watching videos. You may also make money by participating in online surveys, polls, or just playing online games. You have maybe redeemed the awards in the form of specified products, gift cards, or cash Gift cards for Swagbucks.
Here are several methods to earn Swagbucks gift cards:
Online merchants such as Amazon, Walmart, Target, and Starbucks are great places to shop.
- Take surveys to get gift cards.
- View videos.
- With unique discounts and offers, you may earn points and gift cards.
- Search the using Swagbucks’ Yahoo!-powered search engine.
- Play games and buy in-game items.
Swagbucks is available in Portugal, the United States, France, Germany, Spain, India, Canada, Australia, and the United Kingdom (Britain, Ireland, Australia, New Zealand). Furthermore, you may sign up with Swagbucks for free using Facebook or your email. You may also earn additional points by referring others. Many people use this app as their favorite money making apps.
- Gold Surveys – Gold Surveys represent the amount of time it takes to finish a survey as well as the points you may earn from it.
- Daily Poll – You may earn 1 Swagbucks point every day by answering one poll regularly.
- Early Cash Out – Swagbucks allows you to transfer as little as $3. It implies that you won’t have to wait long for your compensation.
- It provides Amazon, Freecharge, Walmart, Expedia, PayPal, and other retailers.
- You may earn around 2 Swagbucks points for every 20 minutes of video.
- It also features highlighted shops and Groupon shopping bargains.
- Signing up is free, and you’ll get a $10 incentive.
Begin by using Swagbucks.
The best way to make money is by renting out additional rooms in your house (listing your home is free).
Airbnb is a platform for renting out your spare room.
Airbnb offers a platform for you to rent out your vacant room, apartment, or any other property to generate quick money. You may provide your home on the accommodation aggregator’s website and reach billions of people worldwide.
Because Airbnb is such a well-known site, you won’t have to bother about marketing or advertising. Airbnb handles everything for you, from marketing to reservations. You may simply acquire a booking and make money from your vacant property.
Airbnb covers every booking with $1 million in property damage protection and $1 million in accident insurance to keep your house and valuables safe. A perfect money making apps for everyone.
You may also use Airbnb to offer your experiences and take guests on local excursions. You may also supplement your income by providing other services such as food, transportation, and cultural events.
Airbnb allows you to share your hosting experience.
- Internet Experiences – You may virtually take guests on a tour of their local tourism attractions, gastronomic pleasures, and culture.
- Control Hosting Days — Unlike hotels, you can control your hosting days. You can turn off reservations on its app for days when you don’t wish to host.
- Through this worldwide platform, you may have access to billions of visitors.
- You can determine the actual value of your property by setting your pricing.
- The booking money is released by Airbnb 24 hours before the arrival of guests.
- It also offers price suggestions to entice additional reservations.
- It is free to list your house on Airbnb. However, you must pay a 3% reservation fee to support the business’s costs.
Begin your career as an Airbnb host.
Acorn is a micro-investment platform and one of the money making apps. Acorns is a micro-investing website that allows you to invest the spare change from your daily shopping.
Create an account in minutes and start building your broad portfolio by investing in stocks or bonds. You may begin with as little as $1.
You may use Acorns to invest in:
- ETFs (exchange-traded funds)
- Asset types
- Over 7000 top-tier company stocks and bonds
Don’t be concerned about security either. It offers bank-level security, 256-bit encryption, and two-factor authentication to secure your money. It also assists you in comprehending the complexities of investing with informative articles and videos.
- Acorns Later – It automates your investment and helps you create a healthy corpus for retirement in only a few minutes.
- Advisory – Acorn’s support staff includes experienced advisers who can assist you in achieving your financial objectives by investing in the appropriate funds.
- It has bank-level security.
- Earn cash back at certain stores.
- It enables you to earn additional investments by purchasing at over 350 different companies.
- Users can take part with as little as $1 per month.
There are three price choices for Acorns:
- Lite costs $1 per month. Only an investing account is included with the Lite plan.
- Individual: $3 per month. The Personal plan includes a bank account, investing account, and a retirement account.
- Family: $5 per month for a family. The Family plan includes an investment account, a retirement account, a checking account, and an early investment account for children.
Begin by using Acorns.
You may rent your automobile for free. Turo is a peer-to-peer car-sharing service. Turo is a peer-to-peer vehicle-sharing service based in the United States that allows you to hire out your sports car, truck, or anything else. If your vehicle spends more time in the garage than on the road, Turo can help you generate some additional money. You may rent out your automobile to Turo customers by listing it on the Turo app.
You may use its “calculator” to figure out how much money you might make each month by renting out your automobile. According to the website, you may make an average of $706 every month.
Turo is offered in 5500 cities in Canada, the United States, and the United Kingdom. To make you feel more secure about your vehicle, it includes protection against theft and physical damage in its contract. In addition, it has $750,000 in liability insurance—Turo Liability Coverage.
- Two-way Reviews — Turo shows reviews from both visitors and hosts. It assists you in selecting appropriate passengers for your vehicle.
- Establish Your Price – Turo lets you set your daily rate for your automobile. You may also enable Turo to select the best pricing to attract more reservations.
- It enables you to earn up to 85% of the travel cost.
- There are no listing or registration costs.
- It provides customer service and roadside assistance 24 hours a day, seven days a week.
- You may also leave a review for your visitors.
- All attendees are thoroughly checked and confirmed.
There are no fees associated with registration. Following that, you will get 65 to 85% of the travel fee.
6. Capital One Shopping
Earn money by taking advantage of special online offers and cash incentives. Capital one shopping enables you to purchase at the most affordable prices.
Capital one shopping allows you to purchase from the most affordable websites and retailers. After installing it on your browser, its database links you to eCommerce businesses that provide the finest discounts and deals on your purchase.
Capital one shopping’s user-friendly smartphone app allows you to scan barcodes and identify retailers that sell the same goods at a lesser price. Also, it immediately adds discount coupons and rewards for items purchased on sites such as Walmart and eBay. You may also earn rewards by buying at its partner retailers and suppliers.
- Browser Add-On – Capital, one shopping’s browser add-on, searches hundreds of websites to get the most incredible deals and prices.
- Mobile App — It also provides iOS and Android mobile applications to assist you in scanning barcodes, finding the most incredible bargains, and shopping on the move.
- It tells you of stores that might assist you in earning additional rewards.
- Capital one shopping tells you if the identical product is offered at a lesser price on another website while you are shopping online.
- Capital one shopping also chooses the most significant coupon code to help you save money at the checkout.
- Registration and usage are completely free.
Earn money back on your everyday purchases. Earny functions as a personal assistant, assisting you in obtaining automatic reimbursements when goods prices fall. It provides a Chrome plugin to ensure that you never miss out on the hottest bargains and promo coupons. You may also follow the price history and get real-time price updates.
Put your things on the watchlist and purchase them when their prices fall. You may also earn cashback by sharing links with your friends that buy online regularly. It is one of the best and effective money making apps in my list.
- Hotel Bargains – Earny, with over 5,000 partners, also provides access to the top hotel deals and offers worldwide.
- Earn additional rewards by introducing Earny to other members via the referral program.
- Through Amazon Late Shipping, you may receive your money back if your product doesn’t arrive on time.
- You may receive 2-day delivery and returns with its ShopRunner Membership.
- It has a free version that records your purchases.
- Earny has two-factor authentication and data masking for further protection.
- Earny receives a quarter of the entire amount refunded.
8. Worthy Bonds
Worthy Bonds is a platform for investing. Worthy Bonds is a lending platform that provides funds to small companies. You may receive a guaranteed 5% interest rate by investing in corporate bonds.
The simple investment tool allows you to generate money by investing as little as $10 with no additional fees. It supports your money to provide the most acceptable secured loans to American companies. A win-win situation for all parties — you and small companies.
The following is how Worthy Bonds work:
You may use the Worthy Bonds app to track your interest in real-time. There is a 36-month lock-in term. You may, however, cash in your bonds anytime you wish to meet your financial requirements and objectives, with no fees or penalties.
- Worthy Bonds reduces your investment risk by securing corporate assets to back up the lent cash.
- Automated Investment – You may invest your spare change automatically. It will continue to gather loose change until it reaches $10, at which point it will automatically purchase a bond for you.
- It encrypts all of its transactions using 128-bit SSL.
- It offers a user-friendly mobile app with an easy-to-use UI.
- Live chat and phone help are available.
- Every week, interest is credited.
- With no time constraint, you may quickly liquidate your holdings.
- The service is entirely free.
9. Google Opinion Rewards
Filling out Google surveys is the best way to get additional money. Google Opinion Rewards is a Google rewards program that pays you to do Google surveys. It provides brief surveys and rewards you when you complete them.
The incentives are given in the form of Google Play or PayPal credit. You will get surveys on various subjects, such as opinion polls, hotel evaluations, and merchant satisfaction surveys.
It often provides local surveys depending on your area. Each survey might last anything from 10 seconds to 1 minute. The credits are suitable for a year, and the app will warn you when they are close to expiring.
- Buy applications, books, movie rentals, or games using Play Store credits.
- Its iOS app is also accessible, and the compensation may be deposited into your PayPal account.
- You have 24 hours to finish a survey.
- Install the free smartphone app and get started right now.
Robinhood is a no-commissions investment platform. Robinhood is a fee-free investment platform that allows you to invest in stocks, ETFs, and cryptocurrency trading. It provides you with free supply when you join up and connect your bank account to assist you in building your portfolio.
With Robinhood, you may own a portion of blue-chip companies such as Google and Microsoft. Let’s imagine you have $10 and want to invest in Google and hold some of its shares. It is ne of the great money making apps indeed.
If you want to get into the cryptocurrency market, Robinhood is also a great alternative. Bitcoin, Ethereum, Dogecoin, and other cryptocurrencies may be purchased and sold.
You may make bitcoin deals in small amounts. Furthermore, it provides a user-friendly interface that allows you to trade shares quickly.
- Instant Cash – You will have immediate access to the funds redeemed from your sales.
- Trade-in Real-Time provides an easy-to-use iOS and Android mobile app that allows you to trade and invest in real-time from anywhere.
- Invest a portion of your money in over 7000 stocks and mutual funds.
- Begin with a $0 balance in your account.
- It provides its Gold Service for free for the first 30 days.
- It’s a trading and investment app that’s completely free. The gold plan with additional benefits, on the other hand, costs $5 per month.
Earn additional money by doing surveys, using coupons, and shopping. MyPoints enables you to earn reward points.
MyPoints allows you to earn reward points for purchasing online and in-store, eating out, and conducting paid surveys. Other ways to make money include viewing movies, reading emails, playing games, and so on.
Once you’ve accumulated enough points, you may exchange them for gift cards or even cash. May simply redeem MyPoints awards with its over 70 partner brands. May also save the issues for Amazon and Visa gift cards.
In just a few steps, you can sign up for MyPoints. However, the website is only accessible in the United States and Canada.
- Signup Incentive — MyPoints provides a $10 signup bonus. Users can create an account.
- Transfer to PayPal – You may transfer your earned points to your PayPal account. A $25 PayPal purchase requires around 3970 points.
- May also redeem your MyPoints awards for travel miles via your United Mileage Plus account.
- By buying at its featured store, you may earn a significant amount of rewards points.
- It also uses the most significant discount code at the checkout to assist you in earning more money.
- Registration is completely free.
The best way to make money is while playing mobile games. Mistplay is a mobile game loyalty program that pays you for playing them. Install the app, choose a game, and begin accumulating points.
Mistplay allows you to earn gift cards for iTunes, Amazon, Nintendo, and Xbox. The software enables you to pass the time entertainingly while simultaneously making money. You may also gain credits in Visa Cards and Steam Credit via the game loyalty program.
The software is free to download; however, it is only accessible on the Google Play store. To earn money, you must play several games for a certain period and reach a particular milestone. The app will award you with credits when you complete a specific accomplishment.
- Simple Signup – It provides 15 free points upon registration. Users can sign up with their email address or Facebook.
- Points may be redeemed for various gift cards, including Amazon, GameStop, Xbox, PlayStation, Google Play, and Facebook.
- You may gain points in the form of Units, GXPs, and PSPs.
- It gives $5 for every 1500 points accumulated.
- After hitting the milestone of 200 points, you may get 100 additional points.
Mistplay is entirely free to use.
While decreasing weight, you may earn up to $10,000. HealthyWage is a wellness application. HealthyWage is a wellness app that rewards users with cash for completing fitness and weight reduction tasks. It provides you with the ideal incentive to lose weight. While it helps you lose weight, the website offers financial incentives and cash rewards, positive peer pressure, social encouragement, and contests. It is one of the best money making apps in my list.
You may use its HealthyWage calculator to determine how much weight you should shed. The calculator also calculates how much you may earn by reducing weight or completing other fitness tasks. After signing up, all you have to do is make your wager and begin your weight reduction journey.
- Team Challenge – If you don’t feel inspired to lose weight on your own, you may join a team. You may also place large bets as part of a group and earn more money.
- Corporate Challenge – You may utilize its free program (designed for corporations and government contractors) to start losing weight with your workplace teams.
- It offers a $40 referral prize for each person that joins the challenge.
- You may boost your earning potential by participating in a variety of challenges.
- You can bet whatever amount you choose, depending on your financial situation.
- HealthyWage uses the money you lose to fund its operations.
- The best way to get cashback is with your connected cards.
Dosh is a cashback software that gives you cash back at particular retailers or restaurants when you use your connected cards to purchase or eat.
Dosh allows you to earn money while shopping, eating, and travelling. All you have to do is download the app, register, and attach your card. The cashback you earn accumulates in your wallet automatically.
Dosh offers over 100,000 partners to assist you in straightforwardly earning cashback. It provides a safe platform that never sells your information and saves your credit card information.
- Bank Transfer – When the cashback amount is $25 or more, you may transfer it to your bank account or through PayPal.
- Make From Fuel – If you own a vehicle, you may simply earn a sizable cashback every time you fill-up the tank.
- When you attach your first credit card to the app, you will be rewarded with $5 in your wallet.
- It provides a substantial amount of cash back on in-store purchases.
- Dosh offers a $5 referral incentive.
- You may also deposit your reward into your PayPal account.
- Dosh gets a percentage of each transaction.
StepBet is a fitness application. StepBet is a fitness software that allows you to create specific objectives and receive prizes for accomplishing them (means it’s works as a money making apps too). It also pushes you to do more steps regularly while earning money. StepBet includes various games in which you must complete a particular number of steps to gain prizes. The application utilizes your phases to calculate the number of needed actions.
After reaching the objective successfully, you must put a bet depending on the game and receive reward money and bet money. Apple Watch, Google Fit, Apple Health, FitBit, Garmin, and Samsung Health are compatible.
- Warm-up Week – Each participant has the first week to familiarize themselves with the structure and objectives.
- Step Verification syncs with your activity tracker to measure steps precisely and provides a legitimate step count.
- It allows you to create customized and one-of-a-kind step objectives.
- Following your disqualification, you are immediately eligible for the new game.
- You may either keep the points you’ve earned for future games or request a PayPal payment.
- StepBet charges 15% of your total earnings as a fee. If you pay out with a paper check, you will be charged an extra $5 fee.
ibotta is a free app that gives you cash back on daily purchases from certain companies, online and in-store. When you join up with Ibotta, you will immediately get a $20 welcome bonus.
In addition, you may earn $5 extra when your friends sign up for the app with your referral link. You will never run out of money if you take advantage of fantastic grocery deals, and it’s absolutely one of the best money making apps.
ibotta works with several merchants, including Banana Republic, Amazon, and Kohls. You may also earn money by purchasing delivery services such as Walmart Grocery, Instacart, and Shipt. You may also install its browser extension to obtain constant access to the finest offers and rebates.
- Ibotta App – This app lets you sneak into your favorite retailers and peruse their deals. You may also buy the app straight from the app store.
- Loyalty Card – Link your loyalty card when shopping to save manual receipt scanning.
- Using your associated credit card, purchase immediately from the Ibotta app.
- May submit receipts up to seven days after the transaction.
- Use Ibotta’s ‘Teamwork’ feature to collaborate as a group, complete goals, and earn extra.
- Ibotta is free to use, yet inactive accounts are subject to penalties.
That was my top 16 money making apps list. I didn’t only put survey apps on the list; I also included a range of side hustle money making apps to pique everyone’s attention.
Capital one shopping is a website that helps internet buyers save money. And by just completing our surveys in your own time, Survey Junkie may help you make more.
BookScouter, eBates, iPoll, Foap, Shopkick, and Slidejoy are some more popular money making apps that I haven’t yet covered.
So, according to your hobbies, choose one of this money making apps and start earning money in your leisure time. Alternatively, you may use more than one of these money making apps to begin generating additional money right now.